Predatory lending is a crime, and people just like you are the victims. If you are no longer able to keep up with your mortgage payments after agreeing to an exorbitant loan, you may have been the victim of a lending violation. An experienced lawyer can help you protect your rights and stand up to your bank.
At the Los Angeles and San Fernando Valley law offices of Resnik Hayes Moradi LLP, we protect the rights of our Southern California clients who have been the victims of predatory lending violations. Whether it was a hidden charge or interest rate violation, we will protect your rights and help you come up with a restructured loan you can afford.
There are a number of federal and state laws that protect the rights of consumers who fell victim to predatory lending. Violations of the Truth in Lending Act, or TILA, as well as the Real Estate Settlement Procedures Act, or RESPA are criminal offenses, and lenders who violate these laws should be held accountable and responsible.
Our firm is willing to pursue litigation in order to protect the rights of our clients. While we are dedicated to home loan modifications and bankruptcy, our attorneys also have extensive courtroom experience. We know how to negotiate fair settlements out of court, but we are not afraid to take cases to court in order to protect the rights of our clients.
Finding Long Term Solutions
While holding predatory lenders responsible for home loan violations is an important first step, you also want to find long-term solutions to your financial concerns. We can help you save your home and avoid foreclosure, whether it is through Chapter 7 bankruptcy for consumers, Chapter 13 bankruptcy, or home loan modification.
With a casual and accepting environment in our Los Angeles and San Fernando Valley law offices, we offer big firm experience with smaller firm service. Open weekdays from 7 a.m. to 7 p.m., we offer weekend hours by appointment. Long-term payment plans are available for all cases.
For a free initial consultation with Resnik Hayes Moradi LLP about filing for bankruptcy, call (213) 344-0043 or contact us online. Our firm serves clients in the Los Angeles area and San Fernando Valley through offices in Sherman Oaks and Los Angeles.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.