
Can Bankruptcy Discharge Judgments in Los Angeles?
If a creditor has obtained a judgment against you, you probably have several questions. How can I afford to pay this? What happens if I cannot pay? Can I get rid of this judgment by filing bankruptcy? What if they put the judgment against my property?
In this situation, you need answers from someone who knows the law. You need an attorney who can explain your options and help you determine the best course of action to help you deal with the judgment against you.
At RHM LAW LLP, we do not make judgments, we remove them. We can help you get rid of any judgment against you. Our bankruptcy lawyers in Los Angeles will meet with you during a 30-minute complimentary consultation and evaluate your unique circumstances.
Call (213) 344-0043 to schedule an appointment at our office in Los Angeles or Encino.
Bankruptcy Can Discharge Most Judgments
If a creditor sues you for a debt, a court can issue a judgment ordering you to pay the amount or even garnish your wages to repay the debt. The good news is, there is a way to stop these actions by filing for bankruptcy. Bankruptcy can help wipe out judgments for a majority of lawsuits, including those stemming from personal loans, credit card debts, medical bills, and more. The same debts that are dischargeable through bankruptcy can also be discharged whether or not there is a judgment attached.
Many types of judgments can be discharged by filing bankruptcy, including those involving:
- Cars
- Second mortgages
- Credit card bills
- Unpaid medical bills
- Business debts
- Personal debts
- Certain personal injury lawsuits
- Second and third mortgages moved in a Chapter 13 case
- Deficiency from a short sale
Some types of judgments, however, are not dischargeable in bankruptcy. Nondischargeable debts include judgments involving domestic support obligations (child support or alimony), criminal cases, and personal injury judgments resulting from driving while intoxicated. To learn if your judgment can be eliminated by filing either Chapter 7 or Chapter 13 bankruptcy, speak to an experienced attorney at RHM LAW LLP.
Learn More About Discharging Your Judgments
At RHM LAW LLP, we don’t make judgments, we remove them. We can help you get a second chance through bankruptcy. Count on us to interpret the law in plain language and clearly explain your options. From our offices in Los Angeles and Encino, we represent clients throughout Southern California. For your convenience, we offer payment plans.
Filing bankruptcy is a valid option after being involved in a lawsuit with a creditor. Contact our firm to discuss your situation during a 30-minute complimentary consultation.

RHM LAW LLP
Meet Our Los Angeles Bankruptcy Specialists
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M. Jonathan Hayes Senior Counsel
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Matt D. Resnik | Managing Partner Certified Bankruptcy Specialist
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Roksana D. Moradi-Brovia | Partner Certified Bankruptcy Specialist
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W. Sloan Youkstetter | Associate Attorney Certified Bankruptcy Specialist
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Russell J. Stong III | Associate Attorney Certified Bankruptcy Specialist
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David M. Kritzer Associate Attorney

Client Reviews
What Clients Say About Working With Us
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I needed a bankruptcy attorney in Sherman Oaks and found Matt Resnik on Google. He has one of the best-reviewed bankruptcy law firms on Yelp so I decided to check it out his law firm for myself. I quickly found out that they are foreclosure specialists and they could help me with my issue. They made the process very easy for me and laid out my options for me. I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home. They are the best bankruptcy law firm in Sherman Oaks.- Joseph R.
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I worked with David Kritzer at this firm, and he was great. He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own thanks to his knowledge and expertise in the field. If you have a debtor on your back go to him to get it taken care of.- Kelly S.
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Matt is the best bankruptcy attorney in Sherman Oaks. I consulted with Matt over a chapter 7 bankruptcy. I had issues with overwhelming credit card debt after Chase increased it's APR for no reason. It set off a chain of events that were really hurting me. He made me feel like I had options, all was not lost, and I could rebuild my credit after the 7. I had some concerns about a piece of property I was having issues with and Matt also turned out to be a real estate lawyer as well! I recommend this office to anyone who is unsure of their financial situation. It doesn't hurt to find out your options.- Max B.
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I worked with Matt and his team for about a year to get through the paperwork shuffle and my personal experience was nothing short of fantastic. Legal situations have a tendency to get hairy, but Matt and his staff conducted themselves with professionalism throughout the whole ordeal. To keep it short, let's just say he under-promised and over-delivered. Rarely would I ever say this about an attorney, but overall he was just a great guy. I would not hesitate to have him on my side of the courtroom again. World market is right across the street from his office and I even decided to get his staff a thank you / holiday gift card. World market has excellent craft beer BTW, try the Einstock White Ale. They also validate parking. That just shows this isn't a fake review.- Dean C.
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Matt and his team are the best!! They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life. I never felt judged or looked down on. They were efficient and really were lifesavers during this tough time. I can not recommend them highly enough!!!!- Rusty H.
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This is to thank you for the exceptional work of you and your fine staff. In managing my bankruptcy and loan modification, a nearly five-year effort, your performance was stellar. I never felt alone or adrift, key concerns in those circumstances. The outcome was outstanding. As the dank blanket of economic uncertainty continues to depress the hopes of many of us, I keep your business cards and number available for others. Without hyperbole, I can attest that you are present a beacon. Thank you so much.- K.C.
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Where to begin? I had a vile evil credit union repo my car over a misunderstanding, they wouldn't work with me even when I offered full payment plus repo fees (this was my first repo!) so I didn't know what to do. I met with a few lawyers but when I met with Simon he broke things down and gave me my options. I needed a car - so I filed BK and included the car to get it back. The evil credit union fought and Simon GOT ME MY CAR BACK!!! His team is amazing!!!! Maria Donna etc!!! These are top-notch pros that'll have your back. I cannot recommend them highly enough. Sincerely they saved my life. LA with no car!? ARGH!!!!!! *THANX ALL!!!!- Tim C.
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Dear Mr. Resnik: We wanted to thank you for your professional handling of our loan modification with GMAC mortgage. We are very happy that you were able to accomplish the modification of our loan in such a short period of time. Thank you again for your professional service.
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Fantastic office! I want to thank Matt for taking his time with me and sincere in his assistance. He spent over an hour with me for free during our initial consult. I left knowing exactly what's needed. He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults. Affordable and Outstanding firm and thank you for all you have done! My family thanks you!- David K.

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A Summary of Bankruptcy Law: Third Edition
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Summary of Chapter 13