Stop Creditor Harassment Today
Our Los Angeles Bankruptcy Attorneys Can Help Protect You
Do you live in fear of creditor harassment? Are you afraid to pick up the phone and talk to creditors? If so, it is time to look for solutions and put a stop to bill collectors calling you at your home. An experienced bankruptcy lawyer in Los Angeles can help you stop garnishment actions and levy actions by creditors.
At the law offices of Resnik Hayes Moradi LLP, serving San Fernando Valley and clients throughout Los Angeles, Riverside, San Bernardino and Orange Counties, we help our Southern California clients stop creditor harassment as they get the debt relief they deserve. Whether you pursue consumer bankruptcy or loan modifications, we will help you find a solution tailored to your needs.
Schedule your free initial consultation with us when you call (213) 344-0043. It could be your first step out of the dark and into the light.
What To Expect
First, creditors will send you a letter informing you of their intent to collect on a past-due bill. If you are unable to make payments, they start threatening you, before they send your case to a collection company. Then the collection company starts threatening you. Eventually, a suit will be filed. You will have 30 days to respond or the collection agency will obtain a default judgment against you that you will have to pay.
As soon as you file for bankruptcy, you stop all creditor harassment and collection efforts. Collection agencies representing the IRS, government, and creditors have to put levies and garnishment actions on hold until a bankruptcy plan has been approved or worked out.
By filing for Chapter 7 bankruptcy for consumers or Chapter 13 bankruptcy, you will receive an automatic stay, which is the vehicle that puts a stop to creditors going forward with collections. Your automatic stay will also stop your home foreclosure. In addition to bankruptcy, we can help you find other ways to stop creditor harassment, such as loan modifications.
Resnik Hayes Moradi LLP Is Here to Assist You
Our bankruptcy lawyers in Los Angeles understand that you are going through a lot, and that is why we provide a casual and accepting environment at our Los Angeles and San Fernando Valley law offices. Open Monday through Friday from 7 a.m. to 7 p.m., our attorneys offer weekend appointments as well. Long-term payment plans are available for all clients.
For a free initial consultation about how to stop creditor harassment, contact Resnik Hayes Moradi LLP today.
He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults.- David K.
He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own.- Kelly S.
I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home.- Joseph R.
These are top-notch pros that'll have your back. I cannot recommend them highly enough.- Tim C.
They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life.- Rusty H.