How to Re-Establish Credit After Bankruptcy
Work with Our Los Angeles Bankruptcy Attorneys
Contrary to prevalent bankruptcy myths, bankruptcy is not the end of credit. In fact, many people who file for bankruptcy enjoy new opportunities for credit shortly after the bankruptcy is concluded.
If you are considering bankruptcy and have questions about getting credit cards and other loans after bankruptcy, the attorneys at Resnik Hayes Moradi LLP, are here to help. We are experienced bankruptcy lawyers in Los Angeles who have helped numerous clients throughout Southern California get their debt discharged and improve their credit.
Getting a Credit Card After Bankruptcy
Getting a credit card after bankruptcy can be easier than you think. Many people who file for bankruptcy are given many credit card offers within a month of their discharge. Credit card companies know that you can only file for bankruptcy once every several years, so they want your business.
It is important to thoroughly research the credit card options available to you. You can expect high interest rates, but some credit cards have more favorable terms than others.
Of course, you must be careful when accepting new lines of credit after filing for bankruptcy. Careful use of a credit card can go a long way to improving your credit. It may be helpful to use a credit card only for gas, food, and other essential purchases to get your credit score moving in the right direction.
For information about how bankruptcy can improve your credit, consult with a knowledgeable bankruptcy lawyer.
Contact Resnik Hayes Moradi LLP. Se habla español.
For a free initial consultation about filing for bankruptcy with Resnik Hayes Moradi LLP, call (213) 344-0043 or contact us online. Our offices are open weekdays from 7:00 a.m. to 7:00 p.m., and we serve clients in the Los Angeles area and the San Fernando Valley through offices in Sherman Oaks and Los Angeles.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults.- David K.
He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own.- Kelly S.
I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home.- Joseph R.
These are top-notch pros that'll have your back. I cannot recommend them highly enough.- Tim C.
They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life.- Rusty H.