
What Are Fair Debt Collection Practices?
If you are behind on your payments, you probably already know how aggressive creditors can be when it comes to collection actions. In this situation, it is important that you understand your rights as a debtor.
At RHM LAW LLP , we have thorough knowledge of the Fair Debt Collection Practices Act. Our attorneys use this information to protect debtors from unscrupulous actions of abusive and misleading creditors. To discuss your specific situation, call our offices in Los Angeles or Encino at (213) 344-0043.
Are you concerned that debt collectors have been engaging in illegal harassing behavior? Contact the Southern California law firm of RHM LAW LLP for protection.
Stop Creditor Harassment
The Fair Debt Collection Practices Act limits the actions debt collectors can take. For example, it states that creditors:
- Need to educate you about the collection process
- Cannot phone your home continuously
- Are prohibited from calling your home after specified hours
- Cannot call you at work
- Are not allowed to call your neighbors
If you have questions about what creditors can and cannot do with respect to collecting debt payments, speak with the bankruptcy lawyers at RHM LAW LLP . We will evaluate your situation and let you know if the collector violated the law.
Bankruptcy Provides Protection
As soon as you file either Chapter 7 or Chapter 13 bankruptcy, the court issues an automatic stay. This prevents creditors and debt collectors from contacting you, putting a stop to all creditor harassment. Your lawyer will handle all communications with your creditors from that point forward.
To schedule a free consultation with our attorneys, contact our firm today.
Free Consultation · Se habla español · Payment Plans Available
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

RHM LAW LLP
Meet Our Los Angeles Bankruptcy Specialists
-
M. Jonathan Hayes Senior Counsel
-
Matt D. Resnik | Managing Partner Certified Bankruptcy Specialist
-
Roksana D. Moradi-Brovia | Partner Certified Bankruptcy Specialist
-
W. Sloan Youkstetter | Associate Attorney Certified Bankruptcy Specialist
-
Russell J. Stong III | Associate Attorney Certified Bankruptcy Specialist
-
David M. Kritzer Associate Attorney

Client Reviews
What Clients Say About Working With Us
-
I worked with Matt and his team for about a year to get through the paperwork shuffle and my personal experience was nothing short of fantastic. Legal situations have a tendency to get hairy, but Matt and his staff conducted themselves with professionalism throughout the whole ordeal. To keep it short, let's just say he under-promised and over-delivered. Rarely would I ever say this about an attorney, but overall he was just a great guy. I would not hesitate to have him on my side of the courtroom again. World market is right across the street from his office and I even decided to get his staff a thank you / holiday gift card. World market has excellent craft beer BTW, try the Einstock White Ale. They also validate parking. That just shows this isn't a fake review.- Dean C.
-
This is to thank you for the exceptional work of you and your fine staff. In managing my bankruptcy and loan modification, a nearly five-year effort, your performance was stellar. I never felt alone or adrift, key concerns in those circumstances. The outcome was outstanding. As the dank blanket of economic uncertainty continues to depress the hopes of many of us, I keep your business cards and number available for others. Without hyperbole, I can attest that you are present a beacon. Thank you so much.- K.C.
-
I filed bankruptcy with this firm 3 years ago and found that they are professional, friendly, and compassionate. I also met with their loan modification department. Unfortunately, they were unable to help because of the type of loan that I have. I really appreciated that they did not lie, waste my time, or take my money in an attempt to modify a loan that was not doable. I've since used their firm for a couple of minor issues and found all of the attorneys to be knowledgeable and considerate. Attorneys Simon and Resnik are amazing!- Shannon J.
-
Thank you for your great work on behalf of Ms. Johnson. Without the support of pro bono attorneys we couldn't do all the work we need to do, and your firm in particular is outstanding.
- Skip K. -
I needed a bankruptcy attorney in Sherman Oaks and found Matt Resnik on Google. He has one of the best-reviewed bankruptcy law firms on Yelp so I decided to check it out his law firm for myself. I quickly found out that they are foreclosure specialists and they could help me with my issue. They made the process very easy for me and laid out my options for me. I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home. They are the best bankruptcy law firm in Sherman Oaks.- Joseph R.
-
Matt is the best bankruptcy attorney in Sherman Oaks. I consulted with Matt over a chapter 7 bankruptcy. I had issues with overwhelming credit card debt after Chase increased it's APR for no reason. It set off a chain of events that were really hurting me. He made me feel like I had options, all was not lost, and I could rebuild my credit after the 7. I had some concerns about a piece of property I was having issues with and Matt also turned out to be a real estate lawyer as well! I recommend this office to anyone who is unsure of their financial situation. It doesn't hurt to find out your options.- Max B.
-
Dear Mr. Resnik: We wanted to thank you for your professional handling of our loan modification with GMAC mortgage. We are very happy that you were able to accomplish the modification of our loan in such a short period of time. Thank you again for your professional service.
- W and B Mejia -
Matt and his team are the best!! They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life. I never felt judged or looked down on. They were efficient and really were lifesavers during this tough time. I can not recommend them highly enough!!!!- Rusty H.
-
Fantastic office! I want to thank Matt for taking his time with me and sincere in his assistance. He spent over an hour with me for free during our initial consult. I left knowing exactly what's needed. He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults. Affordable and Outstanding firm and thank you for all you have done! My family thanks you!- David K.

-
A Summary of Bankruptcy Law: Third Edition
-
Summary of Chapter 13