What the Credit Industry Does Not Want You to Know Top-Rated Attorneys in Los Angeles

Los Angeles Bankruptcy Lawyers Giving You the Facts

What the Credit Industry Doesn’t Want You to Know

The credit industry wants to discourage debtors from filing for bankruptcy protection. In an effort to collect on debts, creditors can be aggressive and frequently try to frighten hardworking people. At Resnik Hayes Moradi LLP, we want to make sure those in financial distress understand the truth about filing bankruptcy.

From our offices in Los Angeles and Sherman Oaks, our firm has helped thousands of clients get the debt relief they need through Chapter 7 and Chapter 13 bankruptcy. During a free initial consultation, our bankruptcy lawyers in Los Angeles will meet with you and answer all your questions about bankruptcy and how it can affect your life.

Do not let the credit industry scare you. Get the facts. Call us at (213) 344-0043 today.

Did You Know?

Here is some information you may not know about bankruptcy:

  • Recent bankruptcy laws are not as restrictive as you might think: While it is true that these laws created more steps and paperwork for bankruptcy filings, these changes will most likely affect your bankruptcy attorney more than they affect you.

  • A majority of individuals who file for bankruptcy do not lose any of their belongings: Creditors would like you to believe that if you file bankruptcy, you will lose your house, your car, and all your personal belongings. The truth is that a majority of petitioners retain all their property.

  • After you file bankruptcy, creditor harassment must stop: Once you file, an automatic stay goes into effect, prohibiting creditors from contacting you.

  • You have the power to stop a home foreclosure: Filing bankruptcy halts all foreclosure actions, giving you room to breathe.

  • You can rebuild your credit: Once your debt is discharged, you will be able to work on repairing your credit score. Many people get approved for a secured credit card or loan within a year after filing bankruptcy. You may even have the ability to avoid high interest rates.

  • Many people filing bankruptcy are good people who have fallen on hard times: The credit industry would like you to believe that only deadbeats file bankruptcy. However, a large number of petitioners got into financial trouble because of job loss, divorce, or unforeseen medical expenses.

  • Bankruptcy offers the best solution to obtain a fresh start after suffering from financial hardship: Bankruptcy is usually a one-time, one-fee proposition. Your fresh start begins immediately after filing.

Debt Solutions for Clients in Southern California. Se habla español

To learn more about bankruptcy and how it impacts people who file, meet with our experienced Los Angeles bankruptcy attorneys.

Schedule a free consultation today when you contact our firm.

Testimonials 

See What Our Clients Have to Say 
  • He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults.

    “Fantastic office! I want to thank Matt for taking his time with me and sincere in his assistance. He spent over an hour with me for free during our initial consult. I left knowing exactly what's ...”

    - David K.
  • He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own.

    “I worked with David Kritzer at this firm, and he was great. He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own thanks to ...”

    - Kelly S.
  • I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home.

    “I needed a bankruptcy attorney in Sherman Oaks and found Matt Resnik on Google. He has one of the best-reviewed bankruptcy law firms on Yelp so I decided to check it out his law firm for myself. I ...”

    - Joseph R.
  • These are top-notch pros that'll have your back. I cannot recommend them highly enough.

    “Where to begin? I had a vile evil credit union repo my car over a misunderstanding, they wouldn't work with me even when I offered full payment plus repo fees (this was my first repo!) so I didn't ...”

    - Tim C.
  • They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life.

    “Matt and his team are the best!! They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life. I ...”

    - Rusty H.
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We Make Debt Relief Easy

Committed to making the process as stress-free as possible for our clients, our Los Angeles bankruptcy attorneys and dedicated staff will handle everything for you. From filling out paperwork through getting end results, we will work to help your case run smoothly and efficiently. We serve our clients in English, Spanish, and Farsi.