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Loan Modification Lawyer in Los Angeles

Stop Foreclosure with RHM LAW LLP

If you are facing foreclosure, you should seek the advice of an attorney. At RHM LAW LLP, we have years of experience helping homeowners modify their loans to avoid foreclosure. We also help homeowners who are behind on mortgage payments negotiate modifications with their lenders.

Explore your options with our Los Angeles Automatic Stay Lawyers during a 30-minute risk-free consultation. Call (213) 344-0043 or reach out online. We speak English, Spanish, and Farsi.

What Is a Loan Modification?

A loan modification is a change to a mortgage that allows a homeowner to make their payments more affordable. This can be done through a reduction in the interest rate, a change in the length of the loan, or a deferral of payments. In many cases, a homeowner can get a loan modification without going through foreclosure.

There are several things to consider when you are considering a loan modification. First, you should understand that you are not alone. Many people are struggling to pay their mortgages. Second, you should understand that you have rights as a homeowner and that a loan modification is a negotiation. You should take the time to understand your rights and decide what you are willing to do.

Understanding Loan Modification Options

When facing financial hardship and struggling to keep up with mortgage payments, a loan modification can be a viable solution to prevent foreclosure and retain ownership of your home. Our experienced team of attorneys at Resnik Hayes Moradi LLP can guide you through the loan modification process and help you explore the various options available to you.

Some common loan modification options include:

  • Interest rate reduction
  • Loan term extension
  • Principal forbearance
  • Principal reduction
  • Capitalization of arrears

Each option has its own benefits and considerations, and our Los Angeles loan modification attorneys can provide personalized advice based on your unique financial situation. Don't wait until it's too late – contact us today to discuss your loan modification options and take proactive steps to secure your home.

Why Hire a Los Angeles Loan Modification Attorney?

While you certainly possess the right to pursue a loan modification by yourself, there are situations where legal counsel proves invaluable. For instance, if you require assistance in understanding your legal rights or if the servicer commits legal infractions, getting help from a qualified attorney can be the decisive factor between a successful mortgage modification and the prospect of foreclosure.

A loan modification attorney can be very helpful in the following situations:

  • You are unsure whether a modification will help you avoid foreclosure.

  • You are unsure how to complete the loss mitigation application.

  • If your servicer violates federal or state laws throughout the modification process.

  • If your servicer fails to comply with state foreclosure regulations.

  • If your services denies your loan modification request and you wish to make an appeal.

With a wealth of experience, we've been assisting homeowners in loan modifications to prevent foreclosures. We're here to help you negotiate with lenders if you're falling behind on mortgage payments.

Why Choose RHM LAW LLP?

Our Los Angeles loan modification lawyers have years of experience helping homeowners who are struggling to make their mortgage payments. We understand the stress you are going through and can help you get the relief you need.

To discuss your options with an Los Angeles loan modification attorney, dial (213) 344-0043 or contact us online.

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