How Bankruptcy Works
Skilled Bankruptcy Lawyers in Los Angeles Guiding You Through The Process
Deciding to file for bankruptcy is a big decision. Before you take any action, you want to speak to an experienced lawyer so you can understand what you are about to do. At the Los Angeles and San Fernando Valley law offices of RHM LAW LLP, we provide credit counseling to our clients as we guide them through the bankruptcy process.
Call our Los Angeles bankruptcy attorneys at (213) 344-0043 today for a 30-minute risk-free consultation. It could be your first step out of the dark and into the light.
- Auto Loan "Cram Downs"
- Bankruptcy & Student Loans
- Short Sale Deficiency
- Bankruptcy Lawsuits
- Bankruptcy Liens
- Bankruptcy Litigation
- California Means Test
- Credit Card Debt
- Discharging Judgements
- Emergency Filings
- IRS Tax Relief
- Medical Bill Relief
- Nondischargeable Debts
- Reaffirmation Agreements
- Stop Creditor Harassment
Chapter 13 Process
If you are not eligible for Chapter 7 bankruptcy under the means test or you are able to pay 10 percent of your debt, then you will file for Chapter 13 bankruptcy. By creating a payment plan you can afford, you will get the chance to pay off as much of your debt as possible over a three-to-five-year period, at which point your remaining debt will be discharged.
As the number one filer of Chapter 13 bankruptcy in Los Angeles and the San Fernando Valley, we help our Southern California clients stay in their homes. We can help you stop the foreclosure sale and schedule a hearing within 30 to 45 days. If the bankruptcy process is feasible and you can afford payments, you will get a second hearing in front of a judge three weeks later. If all parties agree to the proposed plan, you will be on your way.
Chapter 13 bankruptcy offers people a way to avoid foreclosure and protect assets they thought they might lose. If you are interested in Chapter 13, we will help you to come up with a plan that works for you.
Our experienced team of attorneys serves their clients in English, Spanish and Farsi.
Our Certified Bankruptcy Specialists have decades of combined experience exclusively handling bankruptcies.
We understand first hand what you are going through, as two of our employees have personally filed for bankruptcy.
Our top-rated bankruptcy attorneys will help increase your odds of acceptance by correctly filling out all paperwork. Our attorneys will also provide a schedule with what needs to be completed and include the deadline.
Our top-rated bankruptcy attorneys represent clients that are facing financial crises in Southern California. Our law firm is recognized as the “Home Savers.”
Matt Resnik was selected as a Superlawyer for 11 years in a row and Roksana D. Moradi-Brovia has been selected for 7 years in a row. Partner with excellence when choosing your Los Angeles bankruptcy attorney.
Our top-rated bankruptcy attorneys can help you decide if chapter 7 bankruptcy, chapter 11 bankruptcy, or chapter 13 bankruptcy is right for your specific situation.
Matt Resnik, M. Jonathan Hayes, and Roksana D. Moradi-Brovia are Certified by the State of California as Bankruptcy Specialists. This is the highest degree of certification for the field of bankruptcy.