What Happens If You Do Nothing? Top-Rated Attorneys in Los Angeles

What Happens If You Do Nothing?

If You Choose Not to Take Action

The decision to file bankruptcy should never be taken lightly. However, sometimes not filing can have more serious consequences than filing can. Failure to take action can cause problems you may not have even considered yet.

At Resnik Hayes Moradi LLP , we understand that debt can be overwhelming. Closing your eyes and hoping the problem goes away is tempting. But, we also know that sometimes the only way out of crippling debt is to file either Chapter 7 or Chapter 13 bankruptcy. Bankruptcy provides protection under the law, giving you room to breathe and start rebuilding your financial future.

Risks of Doing Nothing

If you sit back while debts mount, you risk:

Once a creditor obtains a judgment against you, that individual or entity can pursue foreclosure, repossession, garnishments and more.

Seek Professional Advice

Our Southern California bankruptcy attorneys can help. During a free initial consultation, we can explain your options and the consequences of those options. Our lawyers will let you know if filing either Chapter 7 or Chapter 13 bankruptcy is a reasonable solution for you. If bankruptcy is not in your best interests, we will not hesitate to let you know.

Call us at (213) 344-0043, or contact us online to schedule your complimentary consultation. From our offices in Los Angeles and Sherman Oaks, we represent clients in Los Angeles, San Fernando Valley, Riverside, San Bernardino and Orange Counties.

Because we do not want to add to your financial worries, we offer payment plans.

Se habla español

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Testimonials 

See What Our Clients Have to Say 
  • He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults.

    “Fantastic office! I want to thank Matt for taking his time with me and sincere in his assistance. He spent over an hour with me for free during our initial consult. I left knowing exactly what's ...”

    - David K.
  • He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own.

    “I worked with David Kritzer at this firm, and he was great. He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own thanks to ...”

    - Kelly S.
  • I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home.

    “I needed a bankruptcy attorney in Sherman Oaks and found Matt Resnik on Google. He has one of the best-reviewed bankruptcy law firms on Yelp so I decided to check it out his law firm for myself. I ...”

    - Joseph R.
  • These are top-notch pros that'll have your back. I cannot recommend them highly enough.

    “Where to begin? I had a vile evil credit union repo my car over a misunderstanding, they wouldn't work with me even when I offered full payment plus repo fees (this was my first repo!) so I didn't ...”

    - Tim C.
  • They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life.

    “Matt and his team are the best!! They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life. I ...”

    - Rusty H.
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We Make Debt Relief Easy

Committed to making the process as stress-free as possible for our clients, our Los Angeles bankruptcy attorneys and dedicated staff will handle everything for you. From filling out paperwork through getting end results, we will work to help your case run smoothly and efficiently. We serve our clients in English, Spanish, and Farsi.