What Do You Need to Bring to Your Appointment?
When You Meet With Our Bankruptcy Attorneys
The sooner you file for bankruptcy, the sooner you can get debt relief. However, before you file, you should meet with an experienced lawyer who will perform a financial analysis to ensure bankruptcy is the right solution for you. By bringing the proper documents with you to your appointment with Resnik Hayes Moradi LLP , we can expedite the process.
Call (213) 344-0043 to schedule a free initial consultation with a bankruptcy attorney at Resnik Hayes Moradi LLP . From our offices in Los Angeles and Sherman Oaks, we serve clients throughout Southern California.
Documents to Prepare and Bring
Prepare and bring the following information with you to your appointment:
- Pay stubs from the past two months
- Monthly expense information, excluding unsecured debt
- Federal and state tax returns for the past two years
- A free credit report
- Creditor statements, including names, addresses and account numbers
- A list of the property you own
- Credit counseling certificate
- Photo identification
- Social Security card
The more information you provide at your initial consultation, the more comprehensive your evaluation will be. It is important that you let your attorney know about all of your debts, even if they involve property you wish to retain.
Determining Which Type of Bankruptcy Is for You
Due to bankruptcy law changes made in October 2005, you have to pass the means test to qualify for Chapter 7 bankruptcy. Whether you are eligible for Chapter 7 or Chapter 13 bankruptcy is largely dependent on your income earned over the past six months. Our lawyers will determine which type of bankruptcy you qualify for.
To schedule your free initial consultation, contact our firm. We have helped thousands of clients in Los Angeles, San Fernando Valley, Riverside, San Bernardino and Orange Counties.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults.- David K.
He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own.- Kelly S.
I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home.- Joseph R.
These are top-notch pros that'll have your back. I cannot recommend them highly enough.- Tim C.
They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life.- Rusty H.