
Loan Modification Lawyer in Los Angeles
Stop Foreclosure with RHM LAW LLP
If you are facing foreclosure, you should seek the advice of an attorney. At RHM LAW LLP, we have years of experience helping homeowners modify their loans to avoid foreclosure. We also help homeowners who are behind on mortgage payments negotiate modifications with their lenders.
Explore your options with our Los Angeles Automatic Stay Lawyers during a 30-minute complimentary consultation. Call (213) 344-0043 or reach out online. We speak English and Spanish.
What Is a Loan Modification?
A loan modification is a change to a mortgage that allows a homeowner to make their payments more affordable. This can be done through a reduction in the interest rate, a change in the length of the loan, or a deferral of payments. In many cases, a homeowner can get a loan modification without going through foreclosure.
There are several things to consider when you are considering a loan modification. First, you should understand that you are not alone. Many people are struggling to pay their mortgages. Second, you should understand that you have rights as a homeowner and that a loan modification is a negotiation. You should take the time to understand your rights and decide what you are willing to do.
Understanding Loan Modification Options
When facing financial hardship and struggling to keep up with mortgage payments, a loan modification can be a viable solution to prevent foreclosure and retain ownership of your home. Our experienced team of attorneys at Resnik Hayes Moradi LLP can guide you through the loan modification process and help you explore the various options available to you.
Some common loan modification options include:
- Interest rate reduction
- Loan term extension
- Principal forbearance
- Principal reduction
- Capitalization of arrears
Each option has its own benefits and considerations, and our Los Angeles loan modification attorneys can provide personalized advice based on your unique financial situation. Don't wait until it's too late – contact us today to discuss your loan modification options and take proactive steps to secure your home.
Why Hire a Los Angeles Loan Modification Attorney?

RHM LAW LLP
Meet Our Los Angeles Bankruptcy Specialists
-
M. Jonathan Hayes Senior Counsel
-
Matt D. Resnik | Managing Partner Certified Bankruptcy Specialist
-
Roksana D. Moradi-Brovia | Partner Certified Bankruptcy Specialist
-
W. Sloan Youkstetter | Associate Attorney Certified Bankruptcy Specialist
-
Russell J. Stong III | Associate Attorney Certified Bankruptcy Specialist
-
David M. Kritzer Associate Attorney

Client Reviews
What Clients Say About Working With Us
-
Dear Mr. Resnik: We wanted to thank you for your professional handling of our loan modification with GMAC mortgage. We are very happy that you were able to accomplish the modification of our loan in such a short period of time. Thank you again for your professional service.
- W and B Mejia -
This is to thank you for the exceptional work of you and your fine staff. In managing my bankruptcy and loan modification, a nearly five-year effort, your performance was stellar. I never felt alone or adrift, key concerns in those circumstances. The outcome was outstanding. As the dank blanket of economic uncertainty continues to depress the hopes of many of us, I keep your business cards and number available for others. Without hyperbole, I can attest that you are present a beacon. Thank you so much.- K.C.
-
Matt and his team are the best!! They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life. I never felt judged or looked down on. They were efficient and really were lifesavers during this tough time. I can not recommend them highly enough!!!!- Rusty H.
-
Matt is the best bankruptcy attorney in Sherman Oaks. I consulted with Matt over a chapter 7 bankruptcy. I had issues with overwhelming credit card debt after Chase increased it's APR for no reason. It set off a chain of events that were really hurting me. He made me feel like I had options, all was not lost, and I could rebuild my credit after the 7. I had some concerns about a piece of property I was having issues with and Matt also turned out to be a real estate lawyer as well! I recommend this office to anyone who is unsure of their financial situation. It doesn't hurt to find out your options.- Max B.
-
Was very impressed with the comprehensive professionalism of the firm, especially Matthew Resnik... I had suffered through the incompetence of two previous bk lawyers not to mention fees far greater than anticipated, without resolution. Having never gone through bk before, I did not realize how difficult it could be...then, my case was turned over to Mr. Resnik...almost immediately there was a marked positive difference. Where there was little to no communication, all of a sudden I am getting updates...regularly. Further, my case was finally discharged...yet, Mr. Resnik continues to communicate, offer assistance...and, has NEVER asked for additional fees, which I am sure he could have justified...much unlike the two previous attorneys with which I was dealing. I have no reservations, whatsoever, referring and recommending Matthew Resnik for any and all business or personal bk issues...or, other wise. I have no doubt that he will be transparent on helping you regardless of the problem. Good guy.. good firm... a wonderful experience!
- G.L -
Thank you for your great work on behalf of Ms. Johnson. Without the support of pro bono attorneys we couldn't do all the work we need to do, and your firm in particular is outstanding.
- Skip K. -
I worked with Matt and his team for about a year to get through the paperwork shuffle and my personal experience was nothing short of fantastic. Legal situations have a tendency to get hairy, but Matt and his staff conducted themselves with professionalism throughout the whole ordeal. To keep it short, let's just say he under-promised and over-delivered. Rarely would I ever say this about an attorney, but overall he was just a great guy. I would not hesitate to have him on my side of the courtroom again. World market is right across the street from his office and I even decided to get his staff a thank you / holiday gift card. World market has excellent craft beer BTW, try the Einstock White Ale. They also validate parking. That just shows this isn't a fake review.- Dean C.
-
I filed bankruptcy with this firm 3 years ago and found that they are professional, friendly, and compassionate. I also met with their loan modification department. Unfortunately, they were unable to help because of the type of loan that I have. I really appreciated that they did not lie, waste my time, or take my money in an attempt to modify a loan that was not doable. I've since used their firm for a couple of minor issues and found all of the attorneys to be knowledgeable and considerate. Attorneys Simon and Resnik are amazing!- Shannon J.
-
Fantastic office! I want to thank Matt for taking his time with me and sincere in his assistance. He spent over an hour with me for free during our initial consult. I left knowing exactly what's needed. He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults. Affordable and Outstanding firm and thank you for all you have done! My family thanks you!- David K.

-
A Summary of Bankruptcy Law: Third Edition
-
Summary of Chapter 13