How to Re-Establish Credit After Bankruptcy
Work with Our Los Angeles Bankruptcy Attorneys
Contrary to prevalent bankruptcy myths, bankruptcy is not the end of credit. In fact, many people who file for bankruptcy enjoy new opportunities for credit shortly after the bankruptcy is concluded.
If you are considering bankruptcy and have questions about getting credit cards and other loans after bankruptcy, the attorneys at RHM LAW LLP, are here to help. We are experienced bankruptcy lawyers in Los Angeles who have helped numerous clients throughout Southern California get their debt discharged and improve their credit.
Call (213) 344-0043 or contact us online for a free consultation. It could be your first step on the road to debt relief.
Getting a Credit Card After Bankruptcy
Getting a credit card after bankruptcy can be easier than you think. Many people who file for bankruptcy are given many credit card offers within a month of their discharge. Credit card companies know that you can only file for bankruptcy once every several years, so they want your business.
It is important to thoroughly research the credit card options available to you. You can expect high interest rates, but some credit cards have more favorable terms than others.
Of course, you must be careful when accepting new lines of credit after filing for bankruptcy. Careful use of a credit card can go a long way to improving your credit. It may be helpful to use a credit card only for gas, food, and other essential purchases to get your credit score moving in the right direction.
For information about how bankruptcy can improve your credit, consult with a knowledgeable bankruptcy lawyer.
Contact RHM LAW LLP. Se habla español.
For a free initial consultation about filing for bankruptcy with RHM LAW LLP, call (213) 344-0043 or contact us online. Our offices are open weekdays from 7:00 a.m. to 7:00 p.m., and we serve clients in the Los Angeles area and the San Fernando Valley through offices in Encino and Los Angeles.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
RHM LAW LLP
Meet Our Los Angeles Bankruptcy Specialists
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M. Jonathan Hayes Senior Counsel -
Matt D. Resnik | Partner Partner -
Roksana D. Moradi-Brovia | Partner Partner -
Russell J. Stong III | Associate Attorney Senior Associate Attorney, Los Angeles Office -
W. Sloan Youkstetter | Associate Attorney Senior Associate Attorney, Los Angeles Office -
Lesley Davis | Senior Associate Attorney Senior Associate Attorney
Client Reviews
What Clients Say About Working With Us
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"They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life."Matt and his team are the best!! They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life. I never felt judged or looked down on. They were efficient and really were lifesavers during this tough time. I can not recommend them highly enough!!!!- Rusty H.
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"Without the support of pro bono attorneys we couldn't do all the work we need to do, and your firm in particular is outstanding."
Thank you for your great work on behalf of Ms. Johnson. Without the support of pro bono attorneys we couldn't do all the work we need to do, and your firm in particular is outstanding.
- Skip K. -
"These are top-notch pros that'll have your back. I cannot recommend them highly enough."Where to begin? I had a vile evil credit union repo my car over a misunderstanding, they wouldn't work with me even when I offered full payment plus repo fees (this was my first repo!) so I didn't know what to do. I met with a few lawyers but when I met with Simon he broke things down and gave me my options. I needed a car - so I filed BK and included the car to get it back. The evil credit union fought and Simon GOT ME MY CAR BACK!!! His team is amazing!!!! Maria Donna etc!!! These are top-notch pros that'll have your back. I cannot recommend them highly enough. Sincerely they saved my life. LA with no car!? ARGH!!!!!! *THANX ALL!!!!- Tim C.
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"He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults."Fantastic office! I want to thank Matt for taking his time with me and sincere in his assistance. He spent over an hour with me for free during our initial consult. I left knowing exactly what's needed. He not only saved my house but also got rid of all my debt. They are not your typical attorneys and their creativity really allowed me to do things that other attorneys never mentioned in previous consults. Affordable and Outstanding firm and thank you for all you have done! My family thanks you!- David K.
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"Matt and his staff conducted themselves with professionalism throughout the whole ordeal."I worked with Matt and his team for about a year to get through the paperwork shuffle and my personal experience was nothing short of fantastic. Legal situations have a tendency to get hairy, but Matt and his staff conducted themselves with professionalism throughout the whole ordeal. To keep it short, let's just say he under-promised and over-delivered. Rarely would I ever say this about an attorney, but overall he was just a great guy. I would not hesitate to have him on my side of the courtroom again. World market is right across the street from his office and I even decided to get his staff a thank you / holiday gift card. World market has excellent craft beer BTW, try the Einstock White Ale. They also validate parking. That just shows this isn't a fake review.- Dean C.
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"We are very happy that you were able to accomplish the modification of our loan in such a short period of time. Thank you again for your professional service."
Dear Mr. Resnik: We wanted to thank you for your professional handling of our loan modification with GMAC mortgage. We are very happy that you were able to accomplish the modification of our loan in such a short period of time. Thank you again for your professional service.
- W and B Mejia -
"I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home."I needed a bankruptcy attorney in Sherman Oaks and found Matt Resnik on Google. He has one of the best-reviewed bankruptcy law firms on Yelp so I decided to check it out his law firm for myself. I quickly found out that they are foreclosure specialists and they could help me with my issue. They made the process very easy for me and laid out my options for me. I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home. They are the best bankruptcy law firm in Sherman Oaks.- Joseph R.
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"He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own."I worked with David Kritzer at this firm, and he was great. He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own thanks to his knowledge and expertise in the field. If you have a debtor on your back go to him to get it taken care of.- Kelly S.
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"I filed bankruptcy with this firm 3 years ago and found that they are professional, friendly, and compassionate."I filed bankruptcy with this firm 3 years ago and found that they are professional, friendly, and compassionate. I also met with their loan modification department. Unfortunately, they were unable to help because of the type of loan that I have. I really appreciated that they did not lie, waste my time, or take my money in an attempt to modify a loan that was not doable. I've since used their firm for a couple of minor issues and found all of the attorneys to be knowledgeable and considerate. Attorneys Simon and Resnik are amazing!- Shannon J.
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A Summary of Bankruptcy Law: Third Edition -
Summary of Chapter 13