
Los Angeles Wage Garnishment Attorneys
Understanding Wage Garnishment Laws in California
A wage garnishment or wage attachment is an order from a court or a government agency that is sent to your employer. It requires your employer to withhold a certain amount of money from your paycheck and then send this money directly to your creditor.
At RHM LAW LLP, we understand that dealing with significant debt is stressful enough on its own, but when a substantial part of your paycheck is being withheld to pay back the debts, it can leave you in even more financial trouble. Does wage garnishment have you strapped for cash? If so, reach out to our dedicated team of wage garnishment lawyers to discuss all of your legal options for protecting your hard-earned income so that you can take charge of your debt once and for all. When you choose our firm to represent you, we make it our top priority to put a stop to the wage garnishment, harassing collection calls from creditors, and other debt collection actions being taken against you.
California Wage Garnishment Limits: Know Your Rights
Both California and federal law places legal limits on how much of your paycheck can be garnished. The idea is that you should have enough left to pay for living expenses. While California’s wage garnishment limits are similar to federal wage garnishment laws, federal law prevails in California.
- For most debtors, creditors cannot garnish more than 25% of their wages after deductions, OR
- The amount by which weekly disposable earnings exceed 30 times the federal hourly minimum wage.
Disposable earnings are those wages left after an employer has made deductions required by law. If your wages are low, close to minimum wage, California law offers more wage protection than does federal law. This is because the federal minimum wage is lower than that in California.
Legal Process for Wage Garnishment in California
Most creditors cannot get a wage garnishment order until they have first obtained a court judgment stating that you owe the creditor money. For example, if you are behind on credit card payments or owe a doctor’s bill, those creditors cannot garnish your wages (unless they sue you and get a judgment).
Automatic Wage Garnishment for Certain Debts
However, different garnishment rules apply to different types of debt. Certain types of debts typically include an automatic income withholding (wage garnishment), such as:
- Child support
- Student loans
- Taxes
The above debts allow the government or creditor to garnish your wages without getting a court judgment.
Local Resources and Support for Wage Garnishment in Los Angeles
Living in Los Angeles, you can access various local resources and government entities that can provide support and information regarding wage garnishment. The Los Angeles County Department of Consumer and Business Affairs (DCBA) is a valuable resource for understanding your rights and navigating the complexities of wage garnishment. Additionally, the Los Angeles Superior Court offers self-help services that can guide you through the legal process if you are facing wage garnishment.
One of the common pain points for residents in Los Angeles is the high cost of living, which can make wage garnishment particularly burdensome. With rent prices and daily expenses significantly higher than the national average, losing a portion of your paycheck can quickly lead to financial instability. Our team at RHM LAW LLP understands these local challenges and is committed to helping you protect your income and find a sustainable solution to your debt issues.
We are well-versed in the specific needs and concerns of Los Angeles residents. Whether you live in Downtown LA, Hollywood, or the San Fernando Valley, we know the local landscape and can provide tailored advice that takes into account the unique economic pressures of our city. By leveraging local resources and our deep understanding of California wage garnishment laws, we aim to offer you the most effective strategies to regain control of your finances.
Don't let wage garnishment add to the financial stress of living in Los Angeles. Contact us today to learn how we can help you navigate this challenging situation and explore all available options to protect your hard-earned income.
Seek Relief from Wage Garnishment in LA
If you are facing paycheck garnishment and are finding it difficult to keep up with your debts, contact us as soon as possible. We can help you stop the garnishment and create a plan to get rid of your debts, either through Chapter 7 or Chapter 13 bankruptcy.
Call (213) 344-0043 today to schedule your free consultation and take the first step towards financial freedom.
Commonly Asked Questions

RHM LAW LLP
Meet Our Los Angeles Bankruptcy Specialists
-
M. Jonathan Hayes Senior Counsel
-
Matt D. Resnik | Managing Partner Certified Bankruptcy Specialist
-
Roksana D. Moradi-Brovia | Partner Certified Bankruptcy Specialist
-
W. Sloan Youkstetter | Associate Attorney Certified Bankruptcy Specialist
-
Russell J. Stong III | Associate Attorney Certified Bankruptcy Specialist
-
David M. Kritzer Associate Attorney

Client Reviews
What Clients Say About Working With Us
-
Matt is the best bankruptcy attorney in Sherman Oaks. I consulted with Matt over a chapter 7 bankruptcy. I had issues with overwhelming credit card debt after Chase increased it's APR for no reason. It set off a chain of events that were really hurting me. He made me feel like I had options, all was not lost, and I could rebuild my credit after the 7. I had some concerns about a piece of property I was having issues with and Matt also turned out to be a real estate lawyer as well! I recommend this office to anyone who is unsure of their financial situation. It doesn't hurt to find out your options.- Max B.
-
This is to thank you for the exceptional work of you and your fine staff. In managing my bankruptcy and loan modification, a nearly five-year effort, your performance was stellar. I never felt alone or adrift, key concerns in those circumstances. The outcome was outstanding. As the dank blanket of economic uncertainty continues to depress the hopes of many of us, I keep your business cards and number available for others. Without hyperbole, I can attest that you are present a beacon. Thank you so much.- K.C.
-
I worked with David Kritzer at this firm, and he was great. He negotiated on my behalf with a credit card company and was able to settle with them for much lower than I could have on my own thanks to his knowledge and expertise in the field. If you have a debtor on your back go to him to get it taken care of.- Kelly S.
-
I needed a bankruptcy attorney in Sherman Oaks and found Matt Resnik on Google. He has one of the best-reviewed bankruptcy law firms on Yelp so I decided to check it out his law firm for myself. I quickly found out that they are foreclosure specialists and they could help me with my issue. They made the process very easy for me and laid out my options for me. I cannot thank them enough for helping save my home. I would recommend them for anyone that is thinking about filing for bankruptcy or foreclosure on their home. They are the best bankruptcy law firm in Sherman Oaks.- Joseph R.
-
Matt and his team are the best!! They were thorough, extremely knowledgeable, wonderful to deal with, thoughtful, and really helped guide me through what was one of the toughest times in my life. I never felt judged or looked down on. They were efficient and really were lifesavers during this tough time. I can not recommend them highly enough!!!!- Rusty H.
-
Thank you for your great work on behalf of Ms. Johnson. Without the support of pro bono attorneys we couldn't do all the work we need to do, and your firm in particular is outstanding.
- Skip K. -
I worked with Matt and his team for about a year to get through the paperwork shuffle and my personal experience was nothing short of fantastic. Legal situations have a tendency to get hairy, but Matt and his staff conducted themselves with professionalism throughout the whole ordeal. To keep it short, let's just say he under-promised and over-delivered. Rarely would I ever say this about an attorney, but overall he was just a great guy. I would not hesitate to have him on my side of the courtroom again. World market is right across the street from his office and I even decided to get his staff a thank you / holiday gift card. World market has excellent craft beer BTW, try the Einstock White Ale. They also validate parking. That just shows this isn't a fake review.- Dean C.
-
Was very impressed with the comprehensive professionalism of the firm, especially Matthew Resnik... I had suffered through the incompetence of two previous bk lawyers not to mention fees far greater than anticipated, without resolution. Having never gone through bk before, I did not realize how difficult it could be...then, my case was turned over to Mr. Resnik...almost immediately there was a marked positive difference. Where there was little to no communication, all of a sudden I am getting updates...regularly. Further, my case was finally discharged...yet, Mr. Resnik continues to communicate, offer assistance...and, has NEVER asked for additional fees, which I am sure he could have justified...much unlike the two previous attorneys with which I was dealing. I have no reservations, whatsoever, referring and recommending Matthew Resnik for any and all business or personal bk issues...or, other wise. I have no doubt that he will be transparent on helping you regardless of the problem. Good guy.. good firm... a wonderful experience!
- G.L -
Dear Mr. Resnik: We wanted to thank you for your professional handling of our loan modification with GMAC mortgage. We are very happy that you were able to accomplish the modification of our loan in such a short period of time. Thank you again for your professional service.
- W and B Mejia

-
A Summary of Bankruptcy Law: Third Edition
-
Summary of Chapter 13