Sometimes, one small change can make a big difference. If you might lose your home to foreclosure because you cannot make timely payments, you may just need to reduce your interest rate. An experienced lawyer can work with your bank or lender to get a rate reduction on your home loan mortgage.
At the Los Angeles and San Fernando Valley law offices of Resnik Hayes Moradi LLP, we help our Southern California clients come up with a reduced interest rate, so they can save their homes without filing for bankruptcy. We can help you come up with a restructured loan you can afford and stop foreclosure today.
Your lenders want you to be able to make timely payments on your mortgage. If an extremely high interest rate is preventing you from paying your home loan, they may be willing to work with you. Interest rate reduction is one of the major strategies in a loan modification campaign.
While it is good to know that it is possible to reduce your interest rate, what you really want to know is whether it will work for you. Dedicated to helping our clients stay in their homes, we have achieved real results for real families, just like yours. Check out the following examples:
- We negotiated a Countrywide loan worth $920,172 with an interest rate of 8.125% and reduced the interest rate to 4.25%.
- We negotiated a Litton loan with a balance of $584,000 and an interest rate of 9.49% and reduced it to a rate of 5.9%.
Imagine if you could restructure your current mortgage in a similar manner. We can help you explore all your home loan modification options, including principal reduction and loan term extensions.
When you step into our Southern California offices, we will take a close look at your situation in order to come up with a plan tailored to your needs. Open weekdays from 7 a.m. to 7 p.m., we also offer weekend hours by appointment. Our attorneys understand that you have many financial concerns, which is why we offer long-term payment plans as well.
For a free initial consultation with Resnik Hayes Moradi LLP about filing for bankruptcy, call (213) 344-0043 or contact us online. Our firm serves clients in the Los Angeles area and San Fernando Valley through offices in Sherman Oaks and Los Angeles.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.