The holiday season is a time of joy, family, and giving. But it can also be a time when criminals take advantage of unsuspecting people. This year, ensure you know what to look out for so that you don't become a victim of a scam. Our California bankruptcy team has compiled a list of the top ten scams to look out for this season. Read on to learn more!
1. Fake Charities
Be wary of solicitations that claim to be from a charity. If unsure, check the charity's website or call them directly to verify its legitimacy.
2. Online Shopping Scams
With more people shopping online this year due to the pandemic, scammers have taken advantage of setting up fake websites that look like the real deal. Before making your purchase, make sure you are on a legitimate site by double-checking the URL and reading reviews online.
3. Lottery Scams
Criminals may trick you into believing you have won a large sum of money in a lottery or sweepstakes. Do not give out your personal information or send money for taxes or other fees.
4. Gift Card Scams
If someone asks you to buy a gift card and then gives them the code on the back of the card, it is likely a scam. Legitimate companies will never ask for payment in this way.
5. Travel Scams
Be wary of emails, calls, or texts from companies offering special travel deals or discounts. Do your research to make sure that the company is legitimate before booking any trips.
6. Phishing Emails
Cybercriminals may use phishing emails to try to gain access to your personal information by posing as a legitimate source, such as a bank or government agency. Never click on any links or download any attachments in an email unless you are certain of the source.
7. Fake Apps
Be careful when downloading apps, as some may contain malicious software that can steal your personal information or infect your device with a virus. Only download apps from official app stores and do your research before installing them.
8. Investment Scams
Be aware of offers to invest your money in something that promises high returns with little risk. Don't be fooled by get-rich-quick schemes; if it sounds too good to be true, it probably is!
9. Credit Card Fraud
Make sure you keep track of all purchases made on your credit cards and watch out for suspicious activity. If you see anything unusual, contact your credit card company right away.
10. Package Delivery Scam
Scammers may try to take advantage of holiday shoppers by offering package delivery services for a fee. They will promise to deliver packages quickly, but they never do, and the money is gone. Always make sure to use trusted delivery services like UPS or FedEx when sending gifts or expecting deliveries during the holidays.
With these tips in mind, you can help protect yourself from the many scams out there this holiday season! If you ever come across a scam, always report it to the authorities and never give out your personal information or money. Stay safe!