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Past due medical bills

Medical debt is a massive problem in the United States. In fact, nearly 1 in 10 adults owes a significant medical debt. If you are one of the millions of people struggling with medical bills, you may wonder what your options are. Our California bankruptcy team can provide information on what to do when faced with unmanageable medical debt.

Understanding Medical Debt

First, it’s important to understand medical debt and how it can accumulate. Medical debt happens when a person is unable to pay for medical services that have been provided. This debt can come from medical bills, prescription drugs, equipment, or other medical costs. It’s easy for medical debt to become unmanageable due to expensive medical bills and health insurance, and medical billing is often complicated.

Options for Dealing With Medical Debt

Thankfully, there are options for dealing with medical debt. Bankruptcy is an option for those struggling with medical bills which cannot pay them off. In bankruptcy, medical debt is treated differently than other types of debt. It can be discharged, meaning it is forgiven and no longer has to be paid.

Chapter 7 and Medical Debt

Chapter 7 bankruptcy is a liquidation bankruptcy where all eligible debts are discharged. This means medical debt can be discharged, and you no longer need to worry about owing medical bills.

Chapter 13 and Medical Debt

Chapter 13 bankruptcy is a reorganization bankruptcy. It allows you to repay the medical debt over time and can relieve medical bills that are past due.

Speak to Our California Bankruptcy Team

The team at our California bankruptcy law firm will be able to evaluate your medical debt situation and advise you on the best course of action to take. We provide free consultations and are experienced in medical debt resolution. Contact us today to learn more about medical debt bankruptcy options.

Contact us at (213) 344-0043 or through our online contact form.