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    • David M. Kritzer
  • Bankruptcy Overview
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    • Chapter 7 Bankruptcy for Businesses
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    • Small Business Bankruptcy
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    • Mandatory Disclosures
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    • Debt Settlement vs. Bankruptcy
    • Bankruptcy Dos & Don’ts
    • California Bankruptcy Laws
  • How Bankruptcy Works
    • Auto Loan “Cram Downs”
    • Bankruptcy & Student Loans
    • Short Sale Deficiency
    • Bankruptcy Lawsuits
    • Bankruptcy Appeals
    • Bankruptcy Liens
    • Bankruptcy Litigation
    • California Means Test
    • Credit Card Debt
    • Discharging Judgments
    • Emergency Filings
    • Exemptions
    • Wage Garnishment
    • IRS Tax Relief
    • Medical Bill Relief
    • Nondischargeable Debts
    • Reaffirmation Agreements
    • Repossession
    • Stop Creditor Harassment
    • The Role of the Trustee
    • Bankruptcy & Family Law
    • Tax Considerations
    • Bankruptcy Myths
    • What the Credit Industry Does Not Want You to Know
    • Mechanic’s Liens & Bankruptcy
    • Bankruptcy & Your Property
    • Life After Bankruptcy
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    • Do Debt Relief Services Really Work?
    • How Often Can You File?
    • How Will Bankruptcy Affect Your Career?
    • What About Your Retirement Accounts?
    • What Are Fair Debt Collection Practices?
    • What Can You Keep After Bankruptcy?
    • What Do You Look for in a Bankruptcy Lawyer?
    • What Do You Need to Bring to Your Appointment?
    • What Happens If You Do Nothing?
    • When Should You Consider Filing?
    • Why Choose Us?
    • Why Do You Need a Bankruptcy Attorney?
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    • Will You Need to Go to Court?
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  • Adjustable Rate Mortgages (2) Posts
    • Jun 24 Adjustable-Rate Mortgages

      Adjustable-Rate Mortgages Interest rates for adjustable-rate mortgages vary over time The interest rate with an adjustable-rate ...

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    • Jan 08 Hybrid Mortgages and Rising Interest Rates

      Short-term fixed less expensive than 30-year fixed! Loans providing a guaranteed fixed rate for a pre-defined period of time, then ...

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  • After Bankruptcy (3) Posts
    • Blocks that spell out child support
      Nov 01 Child Support and Bankruptcy

      Filing for bankruptcy can be a difficult decision to make, but many people find it to be the best option available to them. One ...

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    • Apr 04 Moving Forward After Bankruptcy

      Moving Forward After Bankruptcy We talk a lot about the process of filing for Chapter 7 or Chapter 13 bankruptcy , but for this ...

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    • Dec 22 After Bankruptcy

      You’ve been through the bankruptcy process – either through a Chapter 7 or a Chapter 13 – and have received your discharge. Now ...

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  • American Bankruptcy Institute (1) Post
    • Nov 29 Lupica Finds Current Bankruptcy Laws Bad for Creditors

      Lupica Finds Current Bankruptcy Laws Bad for Creditors “Creditors have done worse” since bankruptcy laws were amended in 2005 ...

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